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Rental Yield Calculator NZ
Free rental yield calculator for NZ investment properties: gross yield, net yield after vacancy, management and costs, and your weekly cash flow after loan interest.
The property
Loan (optional)
Net rental yield
3.44%
| Gross yield | 4.96% |
| Rent collected per year | $31,000 |
| Management + other costs | − $8,670 |
| Net income before loan | $22,330 |
| Loan interest | − $32,240 |
| Cash flow per year | -$9,910 |
| Per week | -$191 |
The property costs you $191 a week out of pocket before tax. Since 1 April 2025 interest on residential rentals is fully deductible again.
Gross yield = yearly rent ÷ price. Net yield uses rent actually collected minus costs. Before tax and depreciation. Not legal, tax or financial advice. 🔒 Everything stays on your device.
📚 Official sources: Sorted: investing in property
We build every tool from the official rules and re-check them when they change. Always confirm with the official source before you rely on a result.
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Questions people ask
What is a good rental yield in NZ?+
Gross yields of around 4–5% are common in the main cities and often higher in the regions. Net yield after costs is lower.
How is rental yield calculated?+
Gross yield = yearly rent ÷ purchase price × 100. Net yield takes off empty weeks, management fees and costs like rates and insurance.
Is mortgage interest deductible?+
For residential rentals, interest is fully deductible again from 1 April 2025.